Global Security Watch: Georgia's Credit Freeze is No Breeze

Global Security Watch > Georgia's Credit Freeze is No Breeze

[Identity Theft Blog at Identity Theft Secrets] Beginning August 1st, 2008 Georgia put a law into effect that allows consumers to make a credit freeze to prevent identity theft or fraud or halt identity theft or fraud crimes. According to the Federal Trade Commission, about 15% of identity theft cases involve new account fraud.

Some related posts from Technorati and Google.

[Finance Buzz] Credit Freeze Or Credit Monitoring? Best Ways to Fight Identity Theft: This article explains identity theft, why a consumer should care about it, and the actions a consumer can take to prevent it. It summarizes identity theft options a consumer can take to prevent fraud: credit freeze, credit monitoring, and other options;

[Mail Boss Locking Security Mailbox - the Official mailboss site] 20 Ways to Prevent Identity Theft: Research held a survey online to monitor trends in identity fraud. One of the important focuses of the survey was identifying how identity theft was initially accomplished: Of the 35% of victims who knew how their information was taken, more than 75% said it involved a physical method (lost wallet, stolen mail, burglarized mailbox, etc.) while only 14% indicated online methods (phising, e-mail scams, etc.).

[Topics and Guides] Freezing Identity Theft: To begin the credit freeze process in stopping identity theft, contact TransUnion, Equifax, and Experian immediately, after notifying your local authorities, telling them that you wish to freeze your accounts. It depends on the state you are in as to what it entails in freezing your accounts to prevent further criminal activities, but for the most part, if you have proof that you are a victim the process is free.

[CIN Top News] Ways To Guard Your Cash, Name: "There's no slam dunk, 100 percent way to prevent identity theft," said Adam Levin, a former New Jersey Consumer Affairs director and chairman of Identity Theft 911, an Arizona company that provides advice, education and assistance .

[Money Smart Life] Equifax ID Patrol Review - A Good Choice to Monitor Your Credit ...: Now, since most credit monitoring services offer you three-in-one credit reports, account freezing, and email alerts, I wanted to take a closer look at the other main features to see if the service was really worth the $14.95 a month.

[Identity Theft Programs - Customer Reviews, Comments and Complaints] TrustedID Identity Theft Review: Customers have control over their credit through TrustedID’s web-based service called IDFreeze. This product includes an easy on/off button to set credit locks or flags on your reports, requesting that creditors contact you for permission before doing anything with your credit reports.

[Accumulating Money] How To Secure Your Credit Card - An Overview Of Credit Card ...: As per the records available with Federal Trade Commission, identity theft cases account for almost 25-30% of credit card frauds. The best way to guard against any financial damage that is caused to a customer as a result of identity theft is to get insured under identity theft insurance policy.

[Identity Theft Blog at Identity Theft Secrets] Leading States for Identity Theft and What Texas is Doing about It: Information, advocacy, laws and prosecutions in any state will ultimately help everyone but in the mean time consumers must educate themselves and arm themselves with protection against identity theft as well as the remedies available to them. With the continued efforts of law enforcement, state and federal agencies, stiffer fines and penalties as well as requiring a higher standard of care from businesses, progress is being made on many levels in protecting consumers.

[Accountability Central] 11 Charged In Massive Identity Theft; More Than 40 Million Account ...: The Boston indictment charges Gonzalez, who is being held in New York, with computer fraud, wire fraud, aggravated identity theft and conspiracy. Fellow Miami residents Christopher Scott and Damon Patrick Toey were described as participants but not indicted, suggesting that they may be cooperating and expect to plead guilty.

[Terri's Consumer Blog] Protect Your Credit Card: Victims of identity theft can have their credit reports frozen without charge. Other consumers can proactively freeze their report for $5.

[Tracy Coenen's Amazon Blog] Examining LifeLock testimonials: A few days later, I started getting phone calls that the thieves were trying to open new credit accounts using my identity. LifeLock’s system worked just like they said it would and stopped the thieves early.”

[Identity Theft Protection Blog] Should You Freeze Your Credit Report? Prevent Identity Theft: The Privacy Matters Resources Center lets you quickly and easily find the credit and ID theft information you need. Just click on any of the following links to see an extensive library of resources on identity theft protection and credit reporting topics.